FAQs

Questions About i3 Brokers

What makes i3 Brokers unique?
Is our process really application free?
Why is the exclusive relationship with CAQH important?
What is meant by “soft” and “hard” market?
What is negligence?
Which A.M. Best ratings are in the “secure” range?
What is a non-admitted carrier?
How long have the companies been in business?
What carrier(s) do you represent? Are they financially sound?
What is the difference between Claims-Made and Occurrence Policies?
When do I need to purchase a tail?
Does my policy cover me if I start working at an additional location, or add procedures to my practice?
Is there a discount for part-time?
How is premium calculated for ancillary employees (RN, LPN, PA, and NP)?
Do I have to complete multiple applications to receive quotes from multiple companies?
FAQs

Malpractice Insurance

Medical Malpractice Insurance for Physicians
Malpractice Insurance for Dentists
Medical Malpractice Insurance for Group Practices
High-Risk Insurance Solutions
Allied Healthcare Facilities
FAQs

Pricing

Do I have to complete multiple applications to receive quotes from multiple companies?
How is premium calculated for ancillary employees (RN, LPN, PA, and NP)?
Is there a discount for part-time?
How do I qualify for a free retirement tail?
FAQs

Coverage

Do I need separate coverage for allied medical professionals?
Does my policy cover me if I start working at an additional location, or add procedures to my practice?
When do I need to purchase a tail?
What is the difference between Claims-Made and Occurrence Policies?
FAQs

Carriers

What enables your carriers to offer such competitive quotes? There can be a number of reasons for this including:
What legal representation do your carriers use?
What carrier(s) do you represent? Are they financially sound?
How long have the companies been in business?
What is a non-admitted carrier?