Physician Founded, Physician Focused
Insurance Solutions For The Healthcare Industry

Premium Group Insurance

Founded in 1993 by Dr. John S. Martin to provide cost-effective malpractice insurance solutions that will protect and defend physicians.
We Are

Physician Insurance Experts

We Offer

Healthcare Insurance Solutions

The Premium Group is among the largest and most respected specialty brokers of insurance solutions for the healthcare industry in the United States. Our focus is to help protect the reputation, personal income, and general business operations of each healthcare client.  Whether you are an individual doctor, a group practice or a large national client, we offer a wide and varied range of insurance solutions to meet your needs.

We understand that the practice of medicine is changing at unprecedented pace and our team is focused on providing insurance solutions that meet the demands of today’s practice environment. Our highly experienced team has the resources to offer custom insurance solutions and risk management programs to protect you and your practice.

Save Money And Time

It takes less than 60 seconds to release your CAQH credentialing application to get multiple medical malpractice insurance quotes. We can save New York physicians 41% or more on annual insurance premiums.
Medical Liability Insurance

We specialize in providing cost effective medical malpractice insurance solutions to physicians. We represent the top national medical malpractice insurance carriers including The Doctors Company, Medical Protective, Coverys and ProAssurance.

Physician Disability Insurance

The chance of a disabling illness or injury occurring is surprisingly high – even for a physician. We specialize in providing own occupation disability insurance to physicians that will protect your greatest asset-your income. Our  partners include Ameritas, Guardian, Principal, MassMutual, and many others.

Council For Affordable Quality Healthcare

CAQH is a non-profit alliance of health plans and trade associations, developing and leading initiatives that positively impact the business of healthcare. We are the exclusive medical liability insurance partner of CAQH. You can release your CAQH credentialing application to get multiple medical malpractice insurance quotes.

New York Malpractice Insurance

Over 100 New York hospitals have approved our insurance companies for on staff physicians medical malpractice insurance coverage. Voluntary Attending Physician (VAP)
discounts available at many hospitals-we can save thousands of dollars on your medical malpractice insurance by taking advantage of multiple discounts.


Dedicated Physician Advocates


Insurance Company Partners 


Happy Healthcare Clients 


Leadership Team

Aaron Richard
Aaron Richard
Aaron Richard is president of The Premium Group and has spent the last 15 years providing medical liability insurance solutions
Sylwia Sierko
Sylwia Sierko
Since joining the Premium Group in 2001, Sylwia has been engaged in all aspects of the agency. This broad experience
Tim Bialowas
Tim Bialowas
Tim has worked in the Health Care Industry for 18 years. He has both clinical and insurance/risk management experience with
Robert Koch
Robert Koch
Bob Koch was born and raised in Cleveland, Ohio. He graduated from Kent State University with a degree in Marketing

A Few Of Our Insurance Partners